Increasing financial literacy leads not only to enhanced asset formation and improved living standards, but also contributes to the healthy development of capital markets and the proper circulation of capital. Nomura Group has been providing financial and economics education to different generations of people, so as to raise individuals' knowledge and understanding of finance and economics.

Nomura Group will continue to proactively endeavor to improve financial literacy and contribute to the "from savings to asset formation through investment" trend in Japan. The smooth circulation of money, which is said to be the lifeblood of society, is essential for the achievement of all of the SDGs, and a correct understanding of finance and the economy is also the foundation for achieving all of the SDGs. To achieve the SDGs, Nomura Group will continue to teach people about the role and value of money in society, and offer financial and economics education to help people lead independent lives.

The need for financial education is growing against the backdrop of the lowering of the official age of adulthood in Japan as well as the arrival of the era in which more people live to the age of 100. We believe that more widespread financial education will lead not only to enhanced asset formation and improved living standards, but will also contribute to the healthy development of capital markets and the proper circulation of capital. Nomura has been providing financial education programs for people of all ages, ranging from children to adults for more than 20 years, dating back to the 1990s.

In 2001, we began offering courses for university students, and employees from our branches throughout Japan provide lectures. To date, approximately 270,000 students from about 2,100 universities have attended the lectures.

In addition to providing participation-based classes at elementary schools, junior high schools, and high schools throughout Japan, we also offer original educational materials free of charge to interested schools across the country.

We provide employees of private companies and government employees with opportunities to enhance their financial literacy, including life planning seminars and workshops on defined contribution pension plans for individuals.

In April 2022, Nomura Securities established the Financial Well-being Dept. in order to strengthen our financial education capabilities. All Nomura Securities branches have established a Financial Well-being Promotion Team, headed by the head of each branch, to provide financial education to a diverse range of students in accordance with the distinct profiles of each community and region.